Why should AAHOA Members choose Group Whole Life Insurance from MassMutual?

If you are looking for a smart way to meet multiple financial goals for today and tomorrow, you can do it with Group Whole Life Insurance issued by MassMutual. This one comprehensive product, made easily accessible, will provide you with:

  • Protection: Provides your family a safety net helping them financially during a difficult time.

  • Accumulation: Builds cash value over time.

  • Access: Access to available cash value that can be used to help pay for your kids’ college, supplement your retirement income, or any other expenses.1 Through the Chronic Care Benefit you’ll have the option for an accelerated payment of a portion of your life insurance death benefit to help deal with the financial strain associated with a qualified chronic illness.2


In addition, you will also have lifetime guarantees that include:

  1. Guaranteed Death Benefit: Dependable, life insurance protection that is guaranteed for your life.2

  2. Guaranteed Level Premium: Payments are guaranteed not to change during the life of the certificate. 

  3. Guaranteed Cash Value: Tax-deferred cash value that increases yearly and can be used when you need it, how you need it.


No medical exams required, just answer a few health questions to determine insurability! Applying is easy and can be done by meeting with our partners at BeneChoice.

Click the button below to schedule an appointment to learn more or to enroll.  

1 - Benechoice - Appt

2 - Benechoice - Video

3 - Benechoice - Dividend

Protect what you've worked so hard to build!

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1 Dividends are not guaranteed. The certificate is eligible to receive dividends beginning on the second anniversary.

2 For important information and disclosures about limitations and fees, click here to learn about Group Whole Life and the Chronic Care Benefit.

BeneChoice is a Silver Sponsor of AAHOA and is not affiliated with Massachusetts Mutual Life Insurance Company.

Group Whole Life Insurance (GPWL), (policy/certificate forms MM-GPWL-2014 and MM-GCWL-2014, and MM-GPWL-2014 (NC) and MM-GCWL-2014 (NC) in North Carolina), is level-premium, participating permanent life insurance. The GPWL policy and GCWL certificates are issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.